At Scripps Rock Dental, we offer several financial options to meet your needs and help you receive the dental care you need and deserve. Our financial resources include a membership club for patients without insurance. To learn more about our financial options and to schedule your appointment with our dentists in San Diego, California, please call our office at 858-530-0300.
Scripps Rock Dental accepts most dental insurance plans, and will gladly submit a clam to your insurance company at the time of service. If you have questions about your dental insurance, please feel free to contact our office to speak with one of our friendly dental professionals.
You are expected to pay for your dental services at the time of treatment. We accept the following forms of payment:
- Credit Cards
- Debit Cards
- Lending Club
- Membership Club
You can apply to CareCredit and Lending club using the links provided above.
For your convenience, we have also provided some additional information about finances and insurance.
What is the difference between types of Dental Insurances?
- HMO– The HMO insurance limits you to only being able to get dental benefits if you go to a specific dentist in their plan. You can of course still come to our office but you would not be able to receive any benefits.
- PPO– Usually a PPO allows you to go to any dentist, within or outside your network and will cover a portion of the work that you get done. With these types of benefits, you can go to any dentist, but the dollar amount that they cover may vary.
Why does the amount for dental procedures vary so much?
Dental benefits are a contract between your employer and your insurance company, therefore offering benefits based on the cost of the policy to your employer. Since this contract does not include you or your personal dentist in the defining of you benefits, it many times does not cover the entire fee associated with your procedures.
Why don’t I get full coverage for dental work like I do for medical?
Dental benefits were never intended to offer 100% coverage, as medical insurance does. A dental procedure, even a rather large one, will not usually have such a financial impact on someone, as would most major medical procedures. Therefore, dental insurance was originally established and is still considered a benefit or assistance toward dental costs.
Please do not hesitate to call our office or email us at email@example.com if you have further questions or want to discuss your specific insurance situation.